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Health of Nations

What Type of Insurance is Best for You and Why? Aetna Insurance Plan Descriptions https://www.aetna.com/health-guide/hmo-pos-ppo-hdhp-whats-the-difference.html Bentley University Medical Plans for Faculty and Staff https://www.bentley.edu/offices/human-resources/medical-plans Consult the lecture notes and the link above links and decide (and justify): 1. Which of the plan types described on the Aetna web site would be the best value for someone in the USA who: a. Has a chronic health issue that requires them to see a specialist in another state at least twice a month b. Has no ongoing medical issues and only expects routine primary & emergency care 2. Which of Bentley University’s Medical Plan offerings would be the best value for someone in categories a and b described above. 3. If you could change one of Bentley’s insurance options, which would you replace and what type would you put in its place and why? (…or … defend keeping Bentley plan choices the way they are). 4. What would you choose for yourself if you were starting a new job at Bentley right after graduation? 5. What would you choose if you were 30 years old and starting a family. 6. If you ran your own business that provided health insurance to employees, what types of plans would you offer your full-time employees (you can include any of the plan types we discussed in class)? Explain your choices.

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